With BFI you have a friend in the insurance business


BFI Insurance Services specializes in helping Businesses and Families in the process of purchasing insurance for their personal and business needs. BFI Insurance Services is an independent agency that has access to hundreds of regional and national insurance companies. We will quote your business and/or personal insurance, and our experienced insurance specialists place your policies with their highest recommendation to give you the most value out of your policy providing you great coverage, savings and service. Our staff works for YOU, the client. We do not work for the Insurance Company! We want to offer you and/or your business the convenience of having all of your accounts under one roof by providing you a large package savings. Services BFI offers: Business Liability, Workers Compensation, Commercial Auto, Errors and Omissions, Umbrella, Homeowners, Auto Insurance and much MORE!

Because the customer has a need, WE have a job to do.
Because the customer has a choice, WE must be the better choice.
Because the customer has sensibilities, we must be considerate.
Because the customer is unique, we must be flexible.
Because the customer has high expectations, we must excel.
Because the customer has influence, we have the hope of more customers.
Because the customer, WE EXIST!

  • Auto Insurance
  • Home Insurance
  • High Valued Homes
  • Condo Insurance
  • Renters Insurance
  • Rental Property Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Motorcycle Insurance
  • Off-Road Vehicle Insurance
  • Watercraft Insurance
  • Recreational Vehicle
  • Umbrella Insurance
  • Wedding/Special Event
  • Valuable Items
  • Newlywed Insurance
  • Wildfire Insurance
  • General Liability Insurance
  • Commercial Property Insurance
  • Workers Compensation Insurance
  • Commercial Vehicle Insurance
  • Excess Liability / Umbrella Insurance
  • Professional Liability
  • Commercial Earthquake
  • Restaurant Insurance
  • Winery Insurance
  • Attorney Liability
  • BOP Insurance
  • Errors and Omissions Insurance
  • Term Insurance (10, 20, 30)

  • Whole Life Insurance

  • Variable Universal Life

  • Index Universal Life

BFI Insurance Services Inc BBB Business Review


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Client Testimonials

Heather is a wonderful insurance agent. She is personable and trustworthy and always had my best interest in mind. Her bubbly spirit and knowledgable service is evident in her work- I would highly recommend Heather for future representation to both my friends and coworkers.

-  K Zecca

Client Testimonials

I just booked with Amanda Elhihi for our 2nd home in Palm Desert. The quote was far less than most and with a reputable insurance carrier. We are very happy and will continue to use BFI Insurance Services and Amanda!

-  Julie K.

Client Testimonials

Thank you BFI Insurance, Gladys was able to save us some money on our personal policy and she provides great customer service no matter what day it is she is there to help.  We have our policies with Safeco Insurance and we couldn't be any happier with the coverages and their service.

-  Ramon C.

Client Testimonials

We enjoy working with Heather and would highly recommend her to other professionals and organizations!

-  Dr. Blaise Riedlinger

Client Testimonials

Heather is a delightful professional that places a large emphasis on customer service. She really cares about her clients and puts in the extra work to meet their insurance needs.

- Karen Mathis

Client Testimonials

BFI and Heather are a class act. Heather has found the best products for me and at the best prices. I first met Heather when buying a home in 2014 and she has since handled my home and auto insurance needs. I have referred a few friends to her, and they have been very happy with the level of service, professionalism, and the value of the products. Go ahead and get a quote for your insurance needs, you will understand why I have chosen to stay with BFI rather than shopping around every renewal. 
Thanks Heather for all you do!

- Richard O. 

Client Testimonials

I am EXTREMELY HAPPY that I have known Gladys for many years. She has been helping me with Home property insurance, home flood insurance, car insurance, business general liability insurance, workers compensation, etc. and always helps me shop the best prices in the country and she is super organized, very knowledgeable in covering all aspects of insurance and an awesome personality to deal with. I ABSOLUTELY RECOMMEND HER FOR ALL YOUR INSURANCE NEEDS!!

Carlos H.

Client Testimonials

Heather is amazing! She found the best home and auto insurance for us and even beat out all the other companies we quoted. She even found great coverage for our vacation rental. She's always available to answer calls and is very patient with my many questions. As a realtor, I've recommended her to everyone of my clients. I'm happy to have found her!


M L.

Client Testimonials

I just booked with Amanda Elhihi for our 2nd home in Palm Desert. The quote was far less than most and with a reputable insurance carrier. We are very happy and will continue to use BFI Insurance Services and Amanda!

- Julie K.


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